Insights that explain your month.
Cash flow, balance trend, category trends, a spending calendar and budget pacing.
Offtab for iPhone
A money tracker you keep yourself.
Type what you spent, the way you’d text it, and Offtab files it. No account to create, no bank login, and no Offtab server in the way.
Download on the App StoreComing soon to the App Store
See how it works
Type it like a text. It’s filed.
Tell Offtab what you spent in a sentence. It picks out the amount, the category and the account, and shows you the entry to check before it’s saved.
Say it however you like
You type: spent 20 on coffee and 45 on groceries
Logged 2 entries totalling $65.00
- CoffeeFood & Dining · Chase−$20.00
- GroceriesEssentials · Chase−$45.00
One message, several entries.
Money in, transfers between your own accounts, a payment on a debt, or a new subscription.
Fix it the way you’d say it.
no that was 45
ordelete that last one
. When a figure could be read two ways, Offtab asks instead of guessing.Ask it questions.
how much have I spent on dining this month
gets an answer and logs nothing.Or scan a receipt.
Point the camera or pick a photo, and the text is read on your iPhone.
Everything you need to see where it went.
A calm home screen, honest charts and a ledger you can search — built for the way you actually spend.
See which way it’s heading.
Your balance over the months, and the categories that moved the most compared with the month before.
Debts and subscriptions, handled.
See what you owe and what’s due next. Tracked subscriptions are added to your ledger when they fall due.
A ledger you can search.
Every entry, by day, with filters for what came from a sentence, a receipt or a bill. Search merchants, categories and notes.
Your money is nobody else’s business. Including ours.
Offtab was built so there’s nothing to hand over. Your ledger lives on your iPhone, and the only copy Offtab ever sends anywhere is a backup you switch on yourself.
Offtab’s App Store privacy label
Data Not Collected
There’s nowhere for it to go: no account, no Offtab server, no analytics. What you log stays on your iPhone.
No account to create
No email, no password, no sign-up. Open the app and start logging.
No bank login, ever
You tell Offtab what you spent. It never connects to your bank or your cards.
No Offtab server
There’s no Offtab server for your data to sit on. Your ledger is stored on your iPhone.
No analytics, ads or tracking
No analytics framework, no crash reporter, no advertising identifier. Nobody, including us, sees how you use it.
The assistant runs on your iPhone
On iPhones with Apple Intelligence (iOS 26 or later), Offtab reads messier sentences with the language model built into iOS, on the device. Elsewhere it uses its own built-in parser, also on the device. Free on every plan.
Locked with Face ID
Lock Offtab with Face ID. Figures are hidden in the app switcher, and balances can start masked each time you open the app.
Optional iCloud backup, in your own iCloud
Off until you turn it on. When it’s on, Offtab keeps one copy of your ledger in a private area of your own iCloud, encrypted on your iPhone before it’s sent and unreadable to us. Under standard iCloud protection Apple holds the keys; turn on Advanced Data Protection and it’s end-to-end encrypted. Delete it from the backup screen any time.
The details are in the Privacy Policy — the same text the app ships with, word for word.
Made to be lived with.
Six themes, made to be looked at.
Light and Dark come free. Plus unlocks the other 4, including true black for OLED screens.
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Light
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Dark
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Midnight
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Sand
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Moss
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Newsprint
Budgets that suggest themselves.
After about a month of logging, Offtab can suggest monthly budgets from what you actually spend. Free on every plan.
Your data, out any time.
Export everything you’ve logged as CSV or JSON. Free and unlimited on every plan, forever.
Made for everyone.
Works with larger text sizes and Reduce Motion. Made for iPhone.
Free to keep. Plus if you want more.
The core of Offtab is never behind a paywall. Plus takes the ceilings off.
Free
$0forever
Everything you need to keep a ledger, for as long as you like.
- Unlimited entries — type it and it’s filed
- The on-device assistant, where your iPhone supports it
- Cash plus one bank account
- Export everything as CSV or JSON
- Budget suggestions from your own spending
Also included: 3 budgets, 1 debt, 3 recurring subscriptions, 10 receipt scans in total, charts and insights for this month and last, and the Light and Dark themes. Every entry stays visible in Activity on every plan.
Offtab Plus
Every card and a full year of charts. Add all your cards and accounts by typing. No bank login, ever.
- Every card and accountNo limit on bank accounts. You type them in; Offtab never connects to a bank.
- A full year of charts, not the last 2 monthsCharts and insights reach back up to 12 months, with longer trends and comparisons.
- Budgets, debts and subscriptions without a ceiling
- Receipt scanning that doesn’t run outStill read entirely on your iPhone.
- All 6 themesLight and Dark are free. Plus unlocks the other 4, including true black for OLED.
Export everything any time, free on every plan. Data Not Collected. Cancel any time in your Apple ID settings.
Prices in US dollars; the app shows your local price before you buy. The free trial is for eligible new subscribers to the annual plan. Payment is charged to your Apple Account at confirmation of purchase, or when a free trial ends. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period, and are managed or cancelled in Settings › your name › Subscriptions. Plus is not shared through Family Sharing. See the Terms of Service.
Questions, answered.
More on the support pageDoes Offtab connect to my bank?
No. There’s no bank login of any kind: you tell Offtab what you spent — by typing a sentence or scanning a receipt — and it files it. Nothing it shows is an authoritative record of your money; your bank’s statement is.
Where is my data stored?
In Offtab’s own storage on your iPhone. There is no Offtab server and no Offtab account. If you switch on iCloud backup, one copy of your ledger also goes to a private area of your own iCloud, encrypted on your iPhone before it’s sent.
Why isn’t the smart assistant available on my iPhone?
Offtab’s smart assistant runs the language model built into iOS itself, entirely on your device. It needs iOS 26 on a device capable of Apple Intelligence, with Apple Intelligence switched on in Settings. If any of those isn’t true, Offtab falls back to its own built-in parser, which still understands plain sentences like “spent 12.40 at mcdonalds” without needing the model at all.
How do I export my data?
In Settings, open Export your data, choose CSV or JSON, and share or save the file from the share sheet. Exporting is completely free and unlimited on every tier, forever — it’s your data, and getting it back out never costs anything.
How do I restore my purchase on a new phone?
Open Offtab on the new phone and go to the Plus paywall (Settings has a link to it). Tap Restore Purchases and Offtab checks the App Store for a Plus purchase tied to your Apple Account, then unlocks it — no account or sign-in of any kind is needed.
How do I cancel my Plus subscription?
Subscriptions are managed by Apple, not by Offtab. On your iPhone, open Settings › your name › Subscriptions, choose Offtab, and cancel there.
Is Offtab available on iPad, Mac or Android?
Offtab is made for iPhone.
Keep your own books.
No account, no bank login, no Offtab server. Just a sentence, and it’s filed.
Download on the App StoreComing soon to the App Store